In today’s digital age, banking has become simpler than ever. State Bank of India (SBI) has introduced a unique service called SBI Quick – Missed Call Banking, where you can get important account details by just giving a missed call or sending an SMS.
The best part? You don’t need any Login ID or Password. Just register once with your mobile number linked to your account, and you’re ready to go.
How to Register for SBI Quick?
Registering is very simple:
- From your registered mobile number, send an SMS:
REG <space> Account Number
to 09223488888 - Example: REG 12345678901
- You’ll receive a confirmation SMS once it’s activated.
Note: You can use SBI Quick for only one account at a time. To switch, you need to de-register the old account and register the new one.
Services Available in SBI Quick
1. Balance Enquiry
- SMS: BAL → 9223766666
- Missed Call: 9223766666
2. Mini Statement (last 5 transactions)
- SMS: MSTMT → 9223866666
- Missed Call: 9223866666
3. ATM Card Blocking
Lost your ATM card? Block it instantly.
- SMS: BLOCK <last 4 digits of Debit Card> → 567676
4. ATM Card ON/OFF
Control your debit card usage.
- SMS Format:
- SWON ATM XXXX
- SWOFF POS XXXX
(XXXX = last 4 digits of your card)
- SWON ATM XXXX
- Send to 09223588888
5. Account Statement on Email
- SMS: ESTMT <A/c No> <Code>
- Code = 4-digit password to open PDF
- Send to 09223588888
6. Loan Details (Car / Home Loan)
- SMS to 9223588888
- You’ll get details via SMS and also a call from an SBI Consultant.
7. Home Loan & Education Loan Interest Certificate
- Home Loan: HLI <A/c No> <Code>
- Education Loan: ELI <A/c No> <Code>
- Send to 09223588888
8. Pradhan Mantri Social Security Schemes
- PMJJBY Enrollment:
PMJJBY <A/c No> <Nominee Details> - PMSBY Enrollment:
PMSBY <A/c No> <Nominee Details> - Send to 09223588888
9. Mobile Top-up / Recharge
- Recharge available for the registered mobile number only.
- Amount between ₹10 and ₹200.
10. Other Features
- SBI Holiday Calendar – View state-wise holiday list
- ATM/Branch Locator – Find nearest ATM, CSP, or branch
- Deposits & Loans Info – Interest rates and product details
- NRI Services – Special facilities for NRI customers
- Bank Forms – Download various forms
- Helpdesk & Feedback – Register and track complaints
- Languages – Available in English, Hindi, Marathi, Bengali, Tamil, Telugu, Kannada, Gujarati, Malayalam, Odia, Konkani, Khasi, and Punjabi
SBI Quick Missed Call Banking – Service Numbers
| Service | SMS Format | Number | Missed Call |
| Registration | REG <Account No> | 09223488888 | – |
| Balance Enquiry | BAL | 9223766666 | 9223766666 |
| Mini Statement (Last 5 Txns) | MSTMT | 9223866666 | 9223866666 |
| ATM Card Blocking | BLOCK <last 4 digits> | 567676 | – |
| ATM Card ON/OFF | SWON <param> XXXX / SWOFF <param> XXXX | 09223588888 | – |
| Account Statement on Email | ESTMT <A/c No> <Code> | 09223588888 | – |
| Home Loan Interest Certificate | HLI <A/c No> <Code> | 09223588888 | – |
| Education Loan Interest Certificate | ELI <A/c No> <Code> | 09223588888 | – |
| Car / Home Loan Details | – | 9223588888 | – |
| PMJJBY Enrollment | PMJJBY <A/c No> <Nominee Details> | 09223588888 | – |
| PMSBY Enrollment | PMSBY <A/c No> <Nominee Details> | 09223588888 | – |
| Mobile Top-up / Recharge | Initiated via SBI Quick App | – | – |
| Full List of Services | HELP | 09223588888 | – |
Tip:
- Replace <param> with ATM / POS / ECOM / INTL / DOM depending on the service.
- Replace XXXX with last 4 digits of your debit card.
- <Code> is a 4-digit number that acts as the password for PDF files.
SBI Quick vs YONO Lite
- SBI Quick: No login needed. Only enquiry services (non-financial).
- YONO Lite: Requires login. Includes both enquiry and transaction services.
SBI Quick – Frequently Asked Questions (FAQs)
1. How can I check my SBI account balance quickly?
You can check your balance by:
- Sending SMS: BAL to 9223766666
- Or giving a Missed Call on 9223766666
2. How do I get my last 5 transactions?
To get a mini statement of your last 5 transactions:
- Send SMS: MSTMT to 9223866666
- Or give a Missed Call on 9223866666
3. What should I do if I lose my SBI ATM card?
You can instantly block your ATM/Debit card by sending:
- SMS: BLOCK <last 4 digits of Debit Card> to 567676
4. How do I turn ON/OFF my SBI Debit Card for transactions?
You can control your card usage (ATM, POS, E-commerce, Domestic/International) by SMS:
- Format: SWON <param> XXXX or SWOFF <param> XXXX
(XXXX = last 4 digits of your Debit Card) - Send to 09223588888
5. Can I get my SBI account statement on email?
Yes ✅ Just send:
- ESTMT <A/c No> <Code> to 09223588888
- <Code> is a 4-digit number that will be used as a password to open the PDF file.
6. How can I get interest certificates for Home or Education Loan?
- Home Loan: HLI <A/c No> <Code> → 09223588888
- Education Loan: ELI <A/c No> <Code> → 09223588888
7. Can I recharge my mobile using SBI Quick?
Yes, but only the mobile number registered with SBI Quick.
- Enter the recharge amount (₹10–₹200) in the SBI Quick app.
- Confirm via SMS to complete the recharge.
8. How to enroll for PMJJBY and PMSBY schemes using SBI Quick?
- PMJJBY Enrollment: PMJJBY <A/c No> <Nominee Details>
- PMSBY Enrollment: PMSBY <A/c No> <Nominee Details>
- Send SMS to 09223588888
9. Can I use SBI Quick for more than one account?
No. You can register only one account at a time. To switch, you need to de-register the current account and register the new one.
10. Is SBI Quick available for all types of accounts?
SBI Quick is available for Savings (SB), Current (CA), Overdraft (OD), and Cash Credit (CC) accounts
Troubleshooting Tips
- If you don’t receive SMS replies and your phone is Dual SIM, make sure the registered number is in SIM Slot 1.
- If you face Error-491 while downloading the SBI Quick app:
- Go to Settings → Accounts
- Remove Google Account
- Restart phone → Add Google Account again → Try downloading again
- Go to Settings → Accounts
Conclusion
SBI Quick – Missed Call Banking is a safe, simple, and hassle-free service. With just a missed call or SMS, you can check your balance, get mini statements, block your ATM card, access loan details, or even enroll in government schemes.
Banking is now as easy as “Just a Missed Call or SMS!”