Team Adechoo 
Choosing the right debit card can be confusing—especially with all the technical jargon, hidden fees, and complicated features. But don’t worry, we’re here to break it all down for you in plain language. Whether you’re a woman looking for exclusive lifestyle perks, a frequent traveler, or someone who fuels up regularly at HPCL petrol pumps, … Read more
A passbook is one of the most important documents for every bank customer. It is like a small diary given by your bank that records all the money you deposit, withdraw, or transfer. Even though we now have internet banking and mobile apps, many people still prefer to use a passbook because it gives them … Read more
Introduction Cheques are still an important method of payment for many individuals, businesses, and government bodies in India, despite the rise of digital transactions. Over the years, the Reserve Bank of India (RBI) and banks like State Bank of India (SBI) have introduced new rules for Multi City Cheques to make cheque payments safer, faster, … Read more
Introduction When it comes to safe investments in India, one name that has stood strong for decades is the Public Provident Fund (PPF). Whether you are a salaried person, a small business owner, or a homemaker, PPF is one of the most trusted and popular saving schemes. Why is it so popular?Because it combines three … Read more
When you keep money in Fixed Deposits (FDs) or Recurring Deposits (RDs) in the bank, the bank pays you interest. But here’s the catch — if the interest you earn crosses a certain limit, the bank automatically deducts TDS (Tax Deducted at Source) before giving you the money. Now imagine your total annual income is … Read more
When you start a new job, one of the first things your employer asks you for is your bank account details so they can transfer your salary. While any savings account can be used for this purpose, banks like the State Bank of India (SBI) offer a special kind of account called a SBI Salary … Read more
State Bank of India (SBI), in its ongoing commitment to innovation and customer convenience, has revolutionized its banking ecosystem through the aggressive implementation of the Core Banking Solution (CBS). With CBS, SBI customers have transitioned from being “Branch Customers” to truly “Bank Customers.” This transformation empowers account holders—particularly those in the Personal and SME segments—with … Read more
If you have a bank account, chances are you have received messages like “Please update your KYC” or “Your KYC is due for renewal”. Many people wonder why banks keep asking for KYC again and again. Isn’t once enough? To answer this, let’s break it down step by step in simple language. What is KYC? … Read more
Latest updates for changing Mobile Number in Bank Accounts. Step by step guide. In today’s digital banking world, your mobile number is one of the most important details linked to your bank account. At State Bank of India (SBI), your registered mobile number ensures that you receive instant updates about your transactions, OTPs for secure … Read more