Team Adechoo 
The State Bank of India (SBI) is the largest public sector bank in India, trusted by millions of customers across the country. Whether you’re a student, a senior citizen, a salaried employee, or an NRI, SBI offers a variety of savings accounts designed to meet your unique financial needs. Each type of SBI savings account … Read more
If you hold a State Bank of India (SBI) Debit Card, here’s something valuable you may not know — your card offers free insurance coverage! Starting 8 August 2025, SBI has renewed and enhanced insurance covers on several debit card variants. These covers provide financial protection in case of accidental death, baggage loss, or theft … Read more
Introduction The State Bank of India (SBI) has released its latest Master Circular (as of August 2025) for the SME Smart Score Loan Scheme — a business-friendly loan product specially designed for Micro, Small, and Medium Enterprises (MSMEs). This scheme, originally launched in 2005, helps small businesses get easy and fast access to loans ranging … Read more
Introduction The State Bank of India (SBI) has issued a new Master Circular for its small business lending product – SBI SME Laghu Udyami Loan, earlier known as the SME Credit Card.This circular consolidates all previous instructions up to August 31, 2025, providing updated guidelines for easier access to business finance for small and micro … Read more
The Sukanya Samriddhi Account (SSA) or Sukanya Samriddhi Yojana (SSY) is one of the most popular savings schemes in India for securing the future of a girl child. It is a government-backed small savings scheme under the “Beti Bachao, Beti Padhao” campaign, launched in January 2015 by Prime Minister Narendra Modi. The scheme is designed … Read more
Are you tired of visiting your bank branch just to apply for a cheque book? If you are an SBI customer, the good news is you can easily apply for an SBI cheque book online from the comfort of your home. Whether you use OnlineSBI Internet Banking, the YONO SBI app, or even the SBI … Read more
Introduction The Reserve Bank of India (RBI) has released a new Master Direction 2025 on April 1, 2025, regarding the detection, reporting, and monitoring of counterfeit (fake) currency notes. The aim is to stop the circulation of fake notes and ensure banks follow strict rules while handling them. Here’s a simple breakdown of the new … Read more
Introduction Many of us often end up with torn, dirty or old notes while shopping, traveling, or withdrawing from ATMs. Sometimes, shopkeepers refuse to accept them, leaving us confused about what to do. To solve this problem, the Reserve Bank of India (RBI) has issued a Master Direction on Exchange of Notes and Coins (April … Read more
The Government of India has launched a new scheme called the Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) under the Pradhan Mantri Matsya Sampada Yojana (PMMSY). This is a Central Sector Sub-scheme with a total budget of ₹6,000 crore, running from 2023-24 to 2026-27. The scheme mainly focuses on fishers, fish farmers, vendors, and micro/small … Read more
If you’re planning to buy a scooter, bike, or even an electric two-wheeler, here’s good news! The State Bank of India (SBI) has recently modified its Two-Wheeler Loan Scheme to make it more customer-friendly. From higher age eligibility to revised income criteria, SBI has updated SBI Two Wheeler Loan 2025 several rules to make it … Read more