If you often send money to someone’s State Bank of India (SBI) account — maybe to your family, business partner, or a vendor — then the SBI Green Remit Card can make your life easier. It’s a simple, eco-friendly way to deposit cash directly into an SBI account, even if you don’t have your own account with the bank.
Let’s understand in easy terms what the SBI Green Remit Card is, how it works, its features, eligibility, charges, and benefits.
What Is the SBI Green Remit Card?
The SBI Green Remit Card is a magstripe-based card (a card with a magnetic stripe) that helps people deposit money into an SBI account without any PIN or password. It’s designed mainly for people who regularly deposit cash into someone else’s SBI account — such as business owners, traders, employees sending money home, or anyone helping others with deposits.
You can use this card to deposit cash into a designated SBI account using either:
- A Green Channel Counter (GCC) at any SBI branch, or
- A Cash Deposit Machine (CDM).
So, even if you are not an SBI account holder, you can easily send money to someone who has an SBI account.
Why Is It Called “Green” Remit Card?
The “Green” in Green Remit Card refers to SBI’s eco-friendly initiative. This card promotes paperless and hassle-free transactions. It eliminates the need for filling deposit slips and reduces paper usage. You simply swipe the card, deposit the cash, and your transaction is done — no paperwork required!
Key Features of SBI Green Remit Card
Here are the main features explained in simple terms:
1. Simple, No-PIN Card
The SBI Green Remit Card is a magstripe card without any PIN. You just swipe it at a Green Channel Counter or Cash Deposit Machine to start the deposit process.
2. Use for Cash Deposits Only
You can use this card only for depositing cash (in Indian Rupees). It cannot be used for withdrawals, shopping, or online payments.
3. Instant Cash Deposit at Any SBI Branch or CDM
You don’t need to visit the home branch of the beneficiary. The Green Remit Card works at all Green Channel Counters and Cash Deposit Machines across India.
4. Instant Card Issuance
Once you submit your application form with ID proof, the branch will instantly issue a pre-printed SBI Green Remit Card to you.
5. Monthly Transaction Limit
- You can deposit up to ₹1,00,000 per month,
- With a maximum limit of ₹25,000 per transaction.
This makes it perfect for small and regular deposits.
6. SMS Alert for Every Transaction
Both the remitter (person depositing money) and the beneficiary (person receiving money) get an instant SMS confirmation after the cash deposit.
7. Transaction Record and Transparency
Each deposit transaction is linked with the beneficiary’s SBI account number and the Green Remit Card number, ensuring full transparency.
Who Can Get an SBI Green Remit Card?
The SBI Green Remit Card is meant for anyone who needs to deposit money regularly into someone else’s SBI account.
Eligibility:
- All customers (remitters) are eligible, including those who do not have an SBI account.
- You must want to remit (send) money to an SBI account at regular intervals.
- The beneficiary must have an SBI account — the card will be linked to that specific account.
How to Apply:
- Visit any SBI branch that has a Green Channel Counter (GCC) or a Cash Deposit Machine (CDM).
- Fill out a simple application form.
- Submit any valid identity proof (like Aadhaar card, PAN card, voter ID, etc.).
- The branch will instantly issue your Green Remit Card.
Once you have the card, you can use it immediately to deposit money into the beneficiary’s SBI account.
How to Use the SBI Green Remit Card?
Using the SBI Green Remit Card is very easy. Here’s a step-by-step guide:
Step 1: Visit a Green Channel Counter or CDM
Go to any SBI branch with a Green Channel Counter or a Cash Deposit Machine (CDM).
Step 2: Swipe the Card
At the counter or machine, swipe your Green Remit Card.
Step 3: Verify Account Details
After swiping, the beneficiary’s account details will appear on the screen. Check and confirm that everything is correct.
Step 4: Enter the Amount
Enter the cash amount you wish to deposit (within ₹25,000 per transaction limit).
Step 5: Deposit the Cash
Hand over the cash at the counter or insert it into the CDM. The system will count and verify the notes automatically.
Step 6: Collect Receipt
A printed receipt will be generated immediately as proof of the transaction.
Step 7: SMS Confirmation
Both you and the beneficiary will receive an instant SMS notification once the money is credited to the SBI account.
That’s it! The money is successfully deposited, and the transaction is completed within minutes.
Service Charges for Green Remit Card
Here are the applicable charges for using the SBI Green Remit Card:
- Card Issuance Fee: ₹20 (one-time charge, effective from July 15, 2013)
- Transaction Charges at GCC: As per SBI’s regular charges for cash deposits at branches other than the home branch.
- Transaction Charges at CDM: Same as applicable for cash deposits at branches other than the home branch.
You can always check the latest charges on the official SBI website or by visiting your nearest branch.
Benefits of Using SBI Green Remit Card
The Green Remit Card offers multiple benefits, especially for small traders, business owners, and individuals who make frequent deposits.
1. No Need for an SBI Account
You don’t need your own SBI account to use the card. You just need the beneficiary’s SBI account details.
2. Fast and Convenient
Deposits can be made quickly at any nearby SBI branch or Cash Deposit Machine — no need to stand in long queues or fill out deposit slips.
3. Instant Confirmation
Both sender and receiver get instant SMS updates, so there’s no confusion or delay.
4. Nationwide Access
The card works across India at any Green Channel Counter or CDM, giving you flexibility to deposit from any location.
5. Paperless Transactions
No need for deposit slips — saving time, paper, and helping the environment.
6. Transparency and Record
Each transaction is recorded against the beneficiary’s account and your Green Remit Card number, providing complete transparency and security.
7. Cost-Effective
The issuance charge is minimal (₹20 only), and the transaction fees are the same as normal deposit charges — making it a budget-friendly option.
Example Use Case
Let’s take a simple example:
Ramesh works in Delhi, while his parents live in Lucknow. His parents have an SBI savings account. Instead of going through online transfers or other banks, Ramesh applies for an SBI Green Remit Card linked to his parents’ account.
Every month, he visits an SBI branch near his office, swipes the card at the Cash Deposit Machine, and deposits ₹10,000 into his parents’ account. Within seconds, both Ramesh and his parents receive an SMS confirming the deposit.
No forms, no delays, no confusion — just a smooth and quick transaction.
Important Points to Remember
- The SBI Green Remit Card is not a debit or ATM card. It can only be used for depositing cash.
- The maximum deposit per transaction is ₹25,000, and the monthly limit is ₹1,00,000.
- Always check the account details displayed on the screen before confirming the transaction.
- The card can be used only for Indian Rupees (INR) deposits.
- If you lose your card, report it immediately to the branch to get a replacement.
Why Choose SBI Green Remit Card?
If you regularly send money to someone with an SBI account — especially if you’re a small trader, employer, or migrant worker — the SBI Green Remit Card is the easiest, safest, and most efficient option.
It saves time, cuts paperwork, and provides instant confirmation — all at a very low cost. Plus, it supports SBI’s “Green Banking” initiative by promoting paperless transactions.
Conclusion
The SBI Green Remit Card is a smart, eco-friendly, and convenient way to deposit cash into any SBI account across India. Whether you are a small business owner making regular supplier payments or someone sending money home every month, this card simplifies your banking experience.
With just ₹20 for issuance and easy accessibility through thousands of SBI branches and machines, the Green Remit Card is truly a “Green Channel” to quick and hassle-free banking.